Net to gross salary calculator
Enter the take-home pay you want to offer. We work backwards through PAYE and SSNIT to the basic salary that pays it, and what it costs you, on the GRA bands in force from 1 September 2026.
To pay that take-home
The allowances alone already pay more than this, so no basic salary is needed.
How the PAYE adds up
| Band | Rate | Taxed | Tax |
|---|
What it costs you
Worked out on the rules in force from 1 September 2026, rounded up to the pesewa so the take-home is never short. A guide, not tax advice.
Questions
How do I work out gross salary from net pay in Ghana?
Work backwards. The calculator tries basic salaries until SSNIT and PAYE leave exactly the take-home you want, with the allowances held as you entered them. The basic is rounded up to the pesewa, so the take-home is never short.
Why does basic rise by more than the take-home?
Each extra cedi of basic pays 5.5% SSNIT and PAYE at the highest band it reaches, up to 35%. So to give someone GH₵100 more a month, basic has to rise by more than GH₵100.
What does it cost the employer?
Gross pay plus the employer's 13% SSNIT on basic, and any Tier 3 the employer pays into.
Can Salary Muse do this for every employee at once?
Yes. The Net Pay Finder works out the basic for a whole list of employees in one go, and when GRA changes the bands, Salary Muse can keep everyone's take-home the same.
Agree take-home pay, and let Salary Muse do the rest
Free for up to 5 employees. 3 days to try. No card needed.